Hodl your crypto intelligently.
Our mission is to help you make smarter decisions when it comes to your crypto. We do this by making it easy for you to find and compare financial products and services in the crypto space.
The products and services you see on HodlRate are vetted. Our goal is to bring better transparency and information to the world of crypto finance. Most importantly, we aim to bring forward products and services that you can trust.
We vet the products and services we list on our site. The products and services listed on HodlRate fall into two general buckets. That of financial products and services offered by "centralized finance" (CeFi) and "decentralized finance" (DeFi).
What is CeFi?
Centralized finance (CeFi) encompasses financial products and services offered by an entity that holds your crypto assets themselves. Like a bank, CeFi acts as a custodian of your assets and acts as a "middleman" to access financial products and services.
Custodial service providers that we list on our platform must meet our high standard of safety, regulatory, and liquidity benchmarks. We don't list products and services that we deem to be risky. We only track the most trustworthy, secure, and reputable exchange and wallet providers.
What is DeFi?
Decentralized finance (DeFi) encompasses financial products where you hold the cryptographic keys to your own crypto assets. You are responsible for the custody of your own assets. Accessing financial products and services through decentralized finance requires no "middleman" to go through, and you don't need to sign up for an account in the traditional email and password way.
You don't need permission or be granted access to use a DeFi product. When you interact with a DeFi product, you're interacting directly with the protocol's code on the blockchain. This code is open to anyone to inspect, and the associated transaction history can be audited by anyone as well.
When it comes to the decentralized finance products listed on HodlRate, security is our #1 priority. DeFi is in an experimental stage of development. DeFi is risky and underregulated. We don't recommend putting in more than you're willing to lose into DeFi.
However, we recognize the innovation and value proposition of decentralized finance, so we do list DeFi products and services that we deem to be relatively mature in the DeFi ecosystem. These DeFi products and services will be clearly marked as such and must meet our high security, liquidity, and reputation standards.
How do I report typos on your website? I noticed you spelled "hold" as "hodl"?
Hodl is not a typo. It started as a typo on an early Bitcoin community forum post in 2013 (The original post contains some profanity, read at your own discretion) when a member posted about never selling their Bitcoin and holding it for the long term. Now the term "hodl" has turned into a fun part of crypto colloquialism.
"Hodl" is used to refer to not selling your crypto. A "Hodler" is someone who is holding on to their crypto for the long term.
Here at HodlRate we want to help you make smarter financial decisions with the crypto you already own. HodlRate was built for hodlers by hodlers.
Aside from the spelling of hodl, if you have any questions, comments or feedback, you can reach us at firstname.lastname@example.org